Age & Identity:
Applicant must be of legal age, 18 years or older, and must be able to verify identity by providing both a social security card and valid driver’s license or state-issued identification card. We are unable to accept identifications which have been issued outside of the U.S.
Occupancy:
For reasons of health and safety, occupancy guidelines permit a maximum of four (4) people per household.
Pets:
A limit of two pets is permitted per household - certain restrictions and charges apply. Landlord may require a DNA genetic analysis as evidence of the dog’s breed prior to approving. Chow-Chow dogs also known as Songhi-Quan, and Pit Bull dogs also referred to as American Staffordshire Terrier, Staffordshire Bull Terrier, Bull Terrier or American Pit Bull Terrier, or any dog with a mix thereof, are STRICTLY PROHIBITED. Dogs which display similar physical traits or characteristics to the dog breeds listed herein shall be treated as prohibited breeds. Applicants with a dog must supply a current photograph of dog and copy of Ravies Vaccination records along with the Rental Application. All dogs must meet with office staff for a dog interview and receive written approval prior to being brought on premises. If staff determines that the dog displays any troubling or aggressive behavior, permission will not be granted. All pets will be considered on a case-by-case basis at the sole discretion of Landlord.
Credit history:
Items including, but not limited to, the following will adversely affect an overall credit payment performance: Late payments, bankruptcy, charged off accounts, collections, judgments, foreclosure, repossession, tax liens, length of credit history, number of credit inquiries, high credit balances/credit utilization, payday loans, pawn shop loans and auto title loans, and credit counseling debt management services. (An applicant with no credit history, or with a positive credit history that is limited, will require a qualified *Co-Signer. Derogatory credit will disqualify.)
Income:
Each applicant’s *gross income (*adjusted gross income (AGI) for self-employed applicants) must be at least three (3) times the rental amount. Applicant’s Debt-to-Income ratio (DTI) must not exceed fifty percent (50%) of said earnings. Income and Employment must be verifiable. Foreign income must be reported on U.S. tax return. Temporary income is not adequate. Applicant must supply any/all financial documentation that is deemed necessary by Habitat 2000. Employed applicants must attach last two paystubs indicating Year-to-Date earnings. Self-employed applicants must attach complete personal Federal tax return for previous tax year. Other documentation that will be considered include Current Social Security Benefit Statement, Retirement/Pension Distribution Statement Court Ordered Awards Letter, other official Permanent Benefit Verification Letter, and/or New Employment Acceptance Letter (must be on company letterhead, include company contact information, guaranteed salary or hourly wage with minimum number of hours to be worked, and hire start date). If combining incomes, both applicants must apply as Head of Household and all debts will be combined when calculating DTI.
Residential History:
Current/Previous residence(s) for the preceding twelve months is required (must be located within the Continental United States – 48 Contiguous States). Residential history must be verifiable and Current/Previous landlord references cannot be family members or friends. Applicants must have an excellent rental payment history and have fulfilled all terms of the lease agreement. If the applicant owns or has recently sold a residence, proof of ownership of said residence and the real property that it is affixed to will be required. A timely tax payment history is necessary and, if a mortgage was applicable, then an excellent mortgage payment history is necessary. Any unsatisfied rental/mortgage debt, record of lease violation/notice, late payment/insufficient check payment history, failure to maintain cleanliness of premises or other property damage/negligence, illegal acts, court action, eviction, or other non-compliance will disqualify. (An applicant with no rental or ownership history as stated above will require a qualified *Co-Signer.)
Deposit Against Damages:
A deposit against damages equal to one and one-half (1 ½) month’s rent is required.
Criminal History:
Any Applicant found to be on a Sex Offender Registry or Terrorist database will automatically disqualify. Additionally, at the sole discretion of Habitat 2000, a background check cannot suggest that any applicant may endanger the safety, security, or welfare of others.
